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He or she knows that his family or dependents won’t have to bear any hardships even if he dies.

In most cases, the dependents include the spouse, children, and parents.

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Policy owner and the insured person Do keep in mind that the insured and the policy owner can be the same person or two different persons depending on the situation.

"Standards of Conduct on Usenet" in Cultures of Internet: Virtual Spaces, Real Histories, Living Bodies.

and Gail Love, "Electronic Emotion: Socioemotional Content in a Computer-Mediated Communication Network" in Communication Research Vol.

However, a person may make anybody the beneficiary of the policy.

The insurance policy is a legal contract between the insurer and the insured.